Are you a buyer contemplating a purchase?

Are you a Buyer Contemplating a Purchase?

  • If you are a buyer contemplating a purchase, you should always take advice when buying something expensive.
  • If you are buying a home with the assistance of a mortgage, the lender will most probably obtain a valuation report to confirm that the property has reasonable security for a loan.
  • Although that valuation will be carried out by a qualified valuer and is often paid by you, the verifier is usually intended to satisfy the requirements of the lender and not you, the buyer.
  • The valuation will provide brief details based on a limited inspection and if you receive a copy of it, the detail is not sufficient to provide you with enough information to base a decision to proceed with a purchase.
  • A prospective buyer should therefore commission their own report which will cover in more detail areas not included in the valuation.
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